Social Security disability insurance is one of many “safety net” programs offered by the federal government. Programs such as this are meant to offer financial assistance to people who are experiencing difficult times. If a person meets the requirements for any of these programs, then the government will send a regular benefits check that will either supplement or replace that person’s main source of income.
In addition to Social Security disability insurance, some other safety net programs funded by the federal government include:
- Supplemental Security Income (SSI), offered as an adjunct to several other programs, including Social Security disability
- Medicaid, a publicly funded health insurance program for the very poor
- Medicare, a publicly funded health insurance program for the elderly and disabled
Who Qualifies for Social Security Disability Insurance?
The Social Security disability insurance program gets its funds through payroll taxes. Anyone who has a job in the United States pays payroll taxes, and a portion of them go into the Social Security fund. This is why disability income from this fund is only available to people who have worked for long enough to become vested in the fund. Further, money from the fund is not given out lightly. A person must show conclusive proof that the disability is real and genuinely impairs his or her ability to hold a job.
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